Steps to Home Buying in Lee County, AL
Navigating the home buying process can be complex, but with the right steps, you can ensure a smooth and successful purchase. Here’s a comprehensive guide to home buying in Lee County, AL.
Obtain Financial Pre-approval for Home Buying in Lee County
Why Get Pre-approved? Unless you are paying cash, it is recommended to get pre-approval for a loan before you find the home you want to buy. Here’s why pre-approval is crucial for home buying in Lee County:
- You know your price range, closing costs, and monthly payment upfront.
- You only look at homes in your price range.
- Your negotiating position with the seller is stronger.
- Choosing your new home can happen more quickly.
View Homes and Find “The One”
Touring Potential Homes: After a thorough understanding of your new home needs, you receive a list of homes that meet most or all of your requirements. We schedule time to tour these homes to help you find “The One.”
Make an Offer on Your Home in Lee County
Drafting and Presenting the Offer: Once you have found the one, I will draft an offer for you after our discussion. I will present the written offer (with your signatures) to the listing agent. The seller may either accept, reject, or counter your offer. When the seller accepts the offer, it becomes a legal contract.
- As soon as you have a legal contract, you need to pay the earnest money, contact a home inspector, and contact a closing attorney to schedule the closing.
Home Inspection and Negotiate Repairs
Ensuring the Home’s Condition: Once there is a legal contract, having a professional home inspector is always recommended. We will negotiate with the seller to complete any necessary repairs. Even if you do not plan to ask the seller for repairs, you will have a general understanding of the condition of the property. Home inspection is optional but highly recommended.
Final Review of Contract and Close
Closing the Deal: The closing is the formal process of signing papers, paying fees and closing costs, and receiving the keys to your new home! This final step ensures that all legal and financial aspects are settled, marking the completion of your home buying journey in Lee County.
Auburn International Real Estate Group – Your Trusted Real Estate Partner
* The following links provide valuable information supporting the content of the post.
- For information on financial pre-approval, visit Bankrate.
To learn about the importance of maintaining your HVAC system, check out our HVAC Maintenance Tips.
（卖房方）及时交房的小窍门 卖掉想卖的房子是一件令人开心并值得庆祝的事情，但如果没有提前做好相关准备，您的过户交接可能会被推迟。下面几个小窍门有助于您顺利交房。
1.房屋贷款以及房产净值
在交房前请向过户律师提供您的贷款信息以及房产净值信息，以便过户律师交接相关信息。
2. 房屋保险HOME WARRANTY
如果您已经在合同中同意给买房方购买房屋保修保险，请告知您的过户律师。一般情况下，您的经纪人会代您购买，然后把账单交给过户律师。
3. 房屋维护合同
如果您的房子有各种房产维护合同，如，termite contract, pest control, lawn care,等合同的话，提前了解如何取消。如果买方可以并愿意接着使用某些服务，请提供相关资料。
4. 相关证件
请携带您的相关证件（驾照，社保卡，护照，有效军官证，盖有美国移民局章的外国护照）去交接过户。如果您卖的是自住房，您的配偶的名字不管是否显示在房产证上，都需要携带相关证件出席、签字。
5. 1980年外国投资不动产税法案(FIRPTA)
如果您不是美国人，请详细了解1980年外国人投资不动产税法案。您可能需要支付相关税。
6. 文件邮寄服务
如果您无法出席交房过户会，您需要提供您的联系电话和联系地址。过户律师会提前将相关邮件邮寄给您让您签字。有些文件可能需要公正。
7. 提前预约搬家公司
如果您需要搬家公司来帮助您搬家，建议您提前预约，提前准备。
如果您已经在合同中同意给买房方购买房屋保修保险，请告知您的过户律师。一般情况下，您的经纪人会代您购买，然后把账单交给过户律师。
前预约，提前准备。
